Education and Experience

 

Rebekah F Leonard

Since 1995, Rebekah has worked in the finance and banking industry, with experience including customer service, teller, bank operations, loan review, loan officer, branch manager, BSA, security officer, and compliance. In 2001 she became her bank’s compliance officer, rising to the level of Senior Vice President of Compliance and CRA (Community Reinvestment Act) by 2015. Most recently she has worked specifically and deeply in lending compliance as a specialist in the field.

Over the course of her 20+ year banking history, she has gained a depth of knowledge and experience including:

  • Speaker at Montana Bankers Association Lending Compliance Conference

  • CRA Speaker to Bozeman City Commission’s Community Affordable Housing Advisory Board

  • Bank representative member of Montana Bankers Association Compliance Committee

  • Chairperson of bank Compliance and CRA Committee

  • Strong rapport and reputation with FDIC Examiners, built over history of being liaison and point person in numerous exams

  • Author of several compliance training tools and resources

  • Responsible for the development, implementation, and maintenance of a comprehensive Compliance Management Program, including policies and procedures for both lending and deposit compliance

  • Knowledge, interpretation and application of regulatory changes to business processes

  • Risk measurement, rating, and mitigation

  • Establishment of complete fair lending oversight program

  • Submission of official regulatory comments to regulatory agencies, with a history of favorable and direct outcomes

  • Compliance monitoring (audits)

  • Staff training in all areas of compliance

  • Creation of strong CRA program, rated “Outstanding” in four exams

  • Loan processing, documentation, and compliance review

EDUCATION

  • Certified Regulatory Compliance Manager (CRCM) – 2006 to present

  • ABA National Compliance Conferences - Continuous since 2006

  • ABA National Compliance School – 2003

  • Chapman University: BA in Organizational Leadership, Magna Cum Laude – 1997

  • Pueblo Community College Associate of Applied Science in Business Management – 1994